Savings Goal Calculator
Enter a savings goal, current savings, and a deadline or monthly contribution to calculate the other one.
Inputs
Results
- Remaining
- 10,000
- Monthly amount needed
- 1,000
A simple, no-interest projection — actual results may differ if your savings earn interest.
How to plan a savings goal
Enter a savings goal, what you already have saved, and either a deadline or a monthly contribution to see the other one.
How it's calculated
The remaining amount (goal minus current savings) is divided by the number of months to get the monthly contribution needed, or divided by the monthly contribution to get the number of months needed.
Good to know
- This is a simple, no-interest projection.
- If your savings earn interest, you may reach the goal slightly faster than shown.
Worked example
Starting from $2,000 saved toward a $12,000 goal, with 10 months to go, you'd need to save $1,000 per month to get there.
Calculation notes
All math runs in your browser; nothing you enter is sent anywhere.
FAQ
Does this account for interest on my savings?
No — it's a simple projection that assumes no interest, so it's a safe (slightly conservative) estimate.
What if I've already reached my goal?
The remaining amount is shown as zero, and no further monthly contribution is needed.
Can I use this for a goal with no fixed deadline?
Yes — switch to entering a monthly contribution instead, and the calculator will tell you how many months it will take.