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KEUANGAN & ANGGARAN

Kalkulator Target Tabungan

Masukkan jumlah uang yang ingin Anda kumpulkan, jangka waktu (bulan/tahun), dan estimasi bunga tabungan untuk mengetahui berapa yang harus Anda sisihkan tiap bulan.

Status alatBerjalan di browser Anda
Pratinjau

Input

Hasil

Sisa
10,000
Jumlah bulanan yang dibutuhkan
1,000

Proyeksi sederhana tanpa bunga — hasil sebenarnya bisa berbeda jika tabungan Anda menghasilkan bunga.

Cara kerja

  1. Masukkan data Anda

    Isi nilai yang diperlukan, tempel teks Anda, atau unggah file yang ingin diproses.

  2. Lihat hasil seketika

    Sebagian besar alat diperbarui secara langsung saat Anda mengetik; beberapa menggunakan satu tombol tindakan.

  3. Gunakan hasil Anda

    Salin, unduh, atau bagikan hasil yang dihasilkan — Anda selalu memiliki kendali penuh atas data Anda.

Privasi dan pemrosesan data — Berjalan secara lokal di browser Anda. Alat ini tidak mengunggah data Anda.

Apa itu Kalkulator Target Tabungan?

Enter a savings goal, what you already have saved, and either a deadline or a monthly contribution to see the other one.

PAHAMI CARA KERJA ALAT

How to plan a savings goal

How it's calculated

The remaining amount (goal minus current savings) is divided by the number of months to get the monthly contribution needed, or divided by the monthly contribution to get the number of months needed.

Good to know

  • This is a simple, no-interest projection.
  • If your savings earn interest, you may reach the goal slightly faster than shown.

Worked example

Starting from $2,000 saved toward a $12,000 goal, with 10 months to go, you'd need to save $1,000 per month to get there.

Two solving modes

Monthly contribution
max(0, goal - current) / months
Months needed
ceil(max(0, goal - current) / monthly_contribution)

Goal 5,000 with 1,400 saved over 12 months

Remaining is 3,600, so the monthly contribution is 300.

Calculation notes

All math runs in your browser; nothing you enter is sent anywhere.

Pertanyaan yang Sering Diajukan (FAQ)

Does this account for interest on my savings?

No — it's a simple projection that assumes no interest, so it's a safe (slightly conservative) estimate.

What if I've already reached my goal?

The remaining amount is shown as zero, and no further monthly contribution is needed.

Can I use this for a goal with no fixed deadline?

Yes — switch to entering a monthly contribution instead, and the calculator will tell you how many months it will take.

What if I already have enough saved?

Remaining becomes 0, so the required monthly contribution is 0 and the months-needed mode returns 0 months.

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